What if my personal injury damages exceed the policy limits of the driver who hit me?

This is a common scenario. The driver who caused your Massachusetts motor vehicle accident only has $20k in liability protection. But, suppose your damages (medical bills, lost wages, pain and suffering) exceed $20k. In that event you must make an underinsured claim with your auto insurance carrier. The minimum amount you must have in Massachusetts for underinsurance is $20k. But, your underinsurance coverage only kicks in if it exceeds the amount of the liability policy limit of the at-fault driver. Therefore, purchase as much underinsurance coverage as you can afford. If can make a world of a difference and protects you when you most need it.

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I need homeowners insurance FAST!

The Problem: Customer needed homeowners insurance on short notice to avoid closing date trouble.

How We Helped

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Come experience why we've been voted the best insurance agency in the valley seven years running! Low rates, personal service and a commitment to giving back to the community that is unsurpassed.

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Being an independent broker means we can search many companies to find you the coverage that best fits your needs. Here are some of the companies we regularly work with.

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Finck & Perras gives to the community

Gen gives a brief summary of donations to the community in 2017.

Greater Easthampton St. Patrick’s Committee annouces 2018 Award Winners

Genevieve & Patrick Brough will be part of the Holyoke St. Patrick's Day Parade this year as the Greater Easthampton St. Patrick's Day Committee, Shamrock Award Winners.

Finck & Perras Insurance Agency Reports on Community Investments

Finck & Perras giving back to the community in 2017.

Easthampton Office
6 Campus Lane
Easthampton, MA 01027
p: 413.527.3000
f: 413.527.5970
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Florence Office
63 Main Street
Florence, MA 01062
p: 413.584.1970
f: 413.584.2438
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