FINCK & PERRAS INSURANCE AGENCY, INC.
Title V of the Gramm-Leach-Bliley Act (GLBA) and the laws of the State of Massachusetts, generally prohibit us from sharing nonpublic personal information about you with a third party unless we provide you with this notice of our privacy policies and practices describing the type of information that we collect about you and the categories of persons or entities to whom that information may be disclosed. In compliance with the GLBA and the laws of this State, we are providing you with this document, which notifies you of the privacy policies and practices of Finck & Perras Insurance Agency, Inc.
The laws of this State further require that we inform you that we may not share your personal information with a non-affiliated third party for any purpose that is not specifically authorized by law unless we obtain your affirmative permission.
Information We Collect
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on your application for insurance, as well as other forms related to your insurance;
- Information about your transactions with us, which may include your payment and payment history, claims history and policy coverages and limits;
- Information we receive from governmental agencies or independent reporting agencies, which may include motor vehicle reports, claims reports and property inspections; and
- Information that you voluntarily provide through our website for quoting purposes.
Information We May Disclose to Third Parties
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. In some cases this information can be disclosed to third parties without your authorization. These disclosures may include those made to appraisers and independent adjusters who investigate, defend and settle your claims, insurance regulators, and/or your mortgage lender or lien holder.
Your Right To Access and Amend your Personal Information
You have the right to request access to the personal information that we record about you. Your right includes the right to know the source of the information and the identity of the persons, institutions or types of institutions to whom we have disclosed such information within 2 years prior to your request. Your right includes the right to view such information and copy it in person, or request that a copy of it be sent to you by mail (for which we may charge you a reasonable fee to cover our costs). Your right also includes the right to request corrections, amendments or deletions of any information in our possession. The procedures that must follow to request access to or an amendment of your information are as follows:
To obtain access to our information: You should submit a request in writing to Genevieve L. Brough, President 6 Campus Lane Easthampton, MA 01027. The request should include your name, address, social security number, telephone number, and the recorded information to which you would like access. The request should state whether you would like access in person or a copy of the information sent to you by mail. Upon receipt of your request, we will contact you within 30 business days to arrange providing you with access in person or the copies that you have requested.
To correct, amend or delete any information: You should submit a request in writing to Richard A. Perras, President 6 Campus Lane Easthampton, MA 01027. The request should include your name, address, social security number, telephone number, the specific information in dispute, and the identity of document or record that contains the disputed information. Upon receipt of your request, we will contact you within 30 business days to notify you either that we have made the correction, amendment or deletion, or that we refuse to do so and the reasons for the refusal, which you will have an opportunity to challenge.
Our Practices Regarding Information Confidentiality and Security
We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Our Policy Regarding Dispute Resolution
Reservation of the Right to Disclose Information in Unforeseen Circumstances
In connection with the potential sale or transfer of its interests, Finck & Perras Insurance Agency, Inc. reserves the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residency and other information that you provide through other communications) to a third party entity that
(1) concentrates its business in a similar practice or service;(2) agrees to be Finck & Perras’s successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy statement.