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Insurance that extends your coverage beyond the limits of your basic home and auto insurance policy. Umbrella insurance can potentially kicks in once you’ve reached the limit of your basic policies. For example, if you suffered a $1 million dollar loss, and your property insurance covers $500,000, an umbrella policy could potentially cover the remaining $500,000. Find more info here
This is liability coverage for the insured’s legal liability in cases where the tenant causes fire damage to the rented property.