Cove Risk

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Cove Risk Services, LLC is the exclusive administrator for six self-insurance groups that provide workers’ compensation coverage to more than 4,000 businesses throughout Massachusetts and New Hampshire. A self-insurance group is an association of employers that provides workers’ compensation coverage to its members. Each self-insurance group is composed of employers in the same industry and state, focusing on businesses with favorable risk profiles.

We serve progressive, safety-conscious businesses and our track record is second to none. We’re proud of what our customers have to say.

Contact us to see if your business is eligible for participation. We feel certain you will agree that our customer service, claims administration, safety programs and payment plans are the best in the industry.

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McNeill Family

Finck & Perras gains local customer’s trust

The Problem: Customer was looking for a local insurance agent she could count on.

How We Helped

You won't find a better insurance team . . . anywhere

Come experience why we've been voted the best insurance agency in the valley seven years running! Low rates, personal service and a commitment to giving back to the community that is unsurpassed.

finck & perras team photo

An Independent Insurance Agency

Being an independent broker means we can search many companies to find you the coverage that best fits your needs. Here are some of the companies we regularly work with.

All Carriers

Your insurance policy and things to know when planning a backyard wedding.

We often get calls from our customers asking, “Will our homeowners policy cover us if we have a backyard wedding?”

Help! I have a claim and it is after normal business hours!

Who do I call after hours for a claim?

Finck & Perras gives to the community

Gen gives a brief summary of donations to the community in 2017.

Easthampton Office
6 Campus Lane
Easthampton, MA 01027
p: 413.527.3000
f: 413.527.5970
Florence Office
63 Main Street
Florence, MA 01062
p: 413.584.1970
f: 413.584.2438
advocate best of the valley awards gazette readers choice awards

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