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When do I need to buy workers' compensation insurance?

In most states, workers' compensation is required when you have one or more employees. There are a few states that do not require employers to carry workers' compensation coverage.

 

Happy to come back to us.

We saved so much money coming back to Finck & Perras

The Problem: Many years ago a couple chose to move their insurance to a friend that worked for a large national carrier.

How We Helped

You won't find a better insurance team . . . anywhere

Come experience why we've been voted the "Best Local Insurance Agency", in the valley fifteen years running! Personal service, reasonable rates and a commitment to giving back to the community that is unsurpassed.

Easthampton Panel 2 updated 02/07/25

An Independent Insurance Agency

Being an independent broker means we can search many companies to find you the coverage that best fits your needs. Here are some of the companies we regularly work with.

All Carriers

Summer Office Hours starting Friday - 5/30/26

We are now closing at 3:00pm on Friday afternoons from Memorial Day to Labor Day.

Join our team! Help Wanted

Looking to make a move or make a career change? We are looking for the right candidate.

90th Anniversary Celebration

Thank you to everyone that came out to help us celebrate 90 years in business.

Easthampton Office

6 Campus Lane
Easthampton, MA 01027
p: 413.527.3000
f: 413.527.5970

Monday: 8:30am - 5:00pm
Tueday: 8:30am - 5:00pm
Wednesday: 8:30am - 5:00pm
Thursday: 8:30am - 5:00pm
Friday: 8:30am - 3:00pm
Florence Office

63 Main Street
Florence, MA 01062
p: 413.584.1970
f: 413.584.2438

Monday: 8:30am - 5:00pm
Tueday: 8:30am - 5:00pm
Wednesday: 8:30am - 5:00pm
Thursday: 8:30am - 5:00pm
Friday: 8:30am - 3:00pm
 
advocate best and gazette readers choice awards

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