ALERT: Thank you for your votes! We are the 2025 Best Local Insurance Agency!

What are the covered perils of a homeowners insurance policy?

• fire or lightning
• windstorm or hail
• explosion
• aircraft
• vehicles
• riot or civil commotion
• smoke
• theft
• vandalism/malicious mischief
• glass breakage
• volcanic eruption

Some policies also provide coverage for (check your policy for specifics):
• falling objects
• weight of ice, snow or sleet
• freezing of plumbing
• accidental plumbing discharge
• rupture of steam or hot water heating system, air conditioning systems, or water heaters damage from artificially generated electricity.

Case Studies

We saved so much money coming back to Finck & Perras

The Problem: Many years ago a couple chose to move their insurance to a friend that worked for a large national carrier.

How We Helped

You won't find a better insurance team . . . anywhere

Come experience why we've been voted the "Best Local Insurance Agency", in the valley fifteen years running! Personal service, reasonable rates and a commitment to giving back to the community that is unsurpassed.

Meet The Team

An Independent Insurance Agency

Being an independent broker means we can search many companies to find you the coverage that best fits your needs. Here are some of the companies we regularly work with.