Do I need additional amounts of insurance on my dwelling?

Depending on the age of the dwelling, different options are available. If you insure your home for 100% of the replacement value, agree to inflationary increases and report all additions and alterations, you may be eligible for one of the following:

A. Repair or Replacement Cost Protection - provides coverage for the full cost of the repair or replacement of the dwelling
B. Extended Dwelling Replacement Coverage - provides an additional amount of insurance (25% or 50%) when loss to dwelling insured exceeds the dwelling limit of liability!